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A secured credit card can be a helpful tool if you're trying to build or repair your personal credit profile. Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. Rebuilding your credit is a challenge, but it's possible to start the process by getting a credit card, paying it off regularly and keeping the balance low. In addition to consumer checking and savings acc.

Establishing a positive payment history on a new credit card account is one of the best ways to start improving.

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