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Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history.

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Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. Compare credit card rewards, bonuses, features and offers. The difference with using a debit card, though, is that the money you spend with a debit card is yours. Discover all you can do with just an average deck of playing cards. Learn about card making techniques and tools, and get free tutorials for birthday cards, congratulatory cards, thank you cards and more.

Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand.

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